Is credit a bad thing? Is buying now and paying later a problem? But in fact, what is a problem? If you feel good with your many debts, then you’ll do nothing because you’ve been conditioned to react when things hurt you, really hard. Society has judge bad the word problem instead of seeing it as an occasion to create and an occasion to know ourselves. By consequence, people wait to live a big problem to do something instead of seeing and acting before the effects of the problem arrive.

So, we take care of our self when things go bad, but when things go well we don’t do anything. Why not do something when things go well? This is the cause of all our credit problems or other.