The choice of tools depends on you, the time you desire spend in your budget and the price you wish to pay for a tool. Honestly, the simplest first tool is a piece of paper divided in two half, one half for incomes and the other for outcomes. More complex tools are available such as Microsoft Money, Quicken, Money Tree for Macintosh users there’s a tool named Cashbox.
The advantages of these softwares are their simplicity in creating accounts, and categories to then enter your numbers step by step. So at the end of the line, you obtain your budget all done and see what expenses you have in each category. Don’t forget that a budget is the same as a healthy body, balance what comes in and what goes out… whether the tool!
- Back
- The list of your monthly expenses.
- Classing expenses in categories.